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How to write a roofing estimate

How to write roofing estimates: inspecting the roof, measuring in squares, materials, tear-off, decking, permits, warranties and insurance claims.

Updated October 14, 2026

Homeowners usually get several roofing quotes, and they compare them line by line. A clear, itemized estimate is how you stand out from the one-line bids.

1. Inspect the roof

Check how many layers are on it, the condition of the decking where you can see it, ventilation, flashing around chimneys and walls, and gutters. Take photos; homeowners rarely see their own roof.

2. Measure in squares

Measure the roof's area in squares (100 square feet each), accounting for the pitch, then add a waste allowance for cuts, hips and valleys. Say the total number of squares on the estimate.

3. Name the materials

The shingle line or roofing material, underlayment, ice and water shield where it's needed, drip edge, flashing and vents. Clients comparing quotes need to see that they're comparing like with like.

4. Price tear-off and labor by the square

Tear-off and disposal per square (and per extra layer), installation labor per square, and extra for steep or complicated roofs.

5. Price the unknowns up front

You can't see all of the decking until the old roof is off, so give a price per sheet for replacing rotted decking. The homeowner knows the cost before you start, and there's no argument on the invoice.

6. Include permits, dumpster and cleanup

The permit fee, the dumpster or disposal, and magnetic sweeping for nails. List them so they're paid for.

7. Explain the warranties

The manufacturer's warranty (and whether it needs registering) and how long you guarantee your workmanship.

8. If it's an insurance claim, match the scope

Itemize the estimate to match the adjuster's scope so the homeowner can compare and submit it. Never offer to waive or pay the deductible; several states, including Texas, prohibit it.

A sample roofing estimate

Here’s the kind of estimate these steps add up to, made in Invoizr. Names and numbers are made up.

ESTIMATEEST-0536Full roof replacement, 24 squares
Issued
Sep 29, 2026
Valid until
Oct 29, 2026
FromSummit Roofing Co.20 Commerce StSan Antonio, TX 78205(210) 555-0134 · License 12345
Bill toJordan Reyes4120 Oak Hollow DrSan Antonio, TX 78258
ItemQtyRateAmount
Tear-off and disposal, 1 layer
24 sq$60.00$1,440.00
Roofing labor
24 sq$150.00$3,600.00
Architectural shingles
24 sq$130.00$3,120.00
Synthetic underlayment
24 sq$25.00$600.00
Drip edge, flashing and ridge vent
1$450.00$450.00
Decking replacement
Rotted sheets found at tear-off, as priced on the estimate
6 sheets$75.00$450.00
Dumpster and permit
1$550.00$550.00
Subtotal$10,210.00
Sales tax · 8.25%$344.03
Total$10,554.03

This estimate is valid for 30 days. Prices for materials may change after that.

Common mistakes

  • A single total with no squares or materials listed.
  • No per-sheet decking price, so rotted decking becomes an argument.
  • Offering to cover the insurance deductible.

Free roofing estimate template

A printable PDF with the lines roofers need most, ready to fill in by hand. No sign-up needed.

Or write it on your phone: Invoizr builds the estimate from your saved prices, sends it as a link the client approves with a tap, and turns it into an invoice when the job is done. See how Invoizr works for roofers, or try it free for 14 days.

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